Independent franchise due diligence
Check any franchise before you signFDD costs, disclosed sales, SBA loan failures and owner contacts for 4,325 franchise brands.
Free to browse. Owner contacts from $49 a brand. No franchisor pays for placement.
3,024 FDD filings on record · 143,527 SBA loans analysed · 278,585 owner contacts · as of September 2026
Browse all franchises →or start withBy categoryUnder $100KLowest-risk
Built from public FDD filings & SBA loan data
City Wide
Business Services
Informational only, not investment advice
Investment
$230K – $411K
Item 19 (Reported)
$9.8M
SBA 7(a) Charge-Off
0.0%(n=32)
2010–2025 loansTotal Units
104
4,325 brands analyzed · FDDs refreshed annually, SBA quarterly
Free report, by email
Get any brand's full report by email
Pick one of 4,325 franchise brands and we email its report as a PDF: investment, fees, disclosed sales, units, SBA loan record and risk, straight from the FDD and SBA data.
Pick a brand above first.
No spam. Unsubscribe in one click.
For informational purposes only. Inclusion does not constitute an endorsement. SBA repayment performance is one risk signal, not a guarantee — and disclosed gross sales are not profit.
Sample brand profiles
Franchise Data at a Glance
A cross-section of graded brands (A–C), scored on investment, revenue, SBA performance, and unit growth
Grades are a quantitative composite of publicly filed FDD financials, SBA loan performance, and unit growth data, including SBA 7(a) charge-off rates matched to individual franchise brands. Built from the same FDD filings and SBA records franchise attorneys review. Not investment advice. How grades work →
Vital Care
Golden Corral
HairClub
City Wide
Gold’s Gym
Chick-fil-A
Revenue shown is disclosed gross sales (FDD Item 19), not profit — it excludes labor, rent, royalties, marketing fees, and debt service. Verify the FDD and talk to owners before investing.
Source · FDD Item 19 · Updated when each brand's FDD year is refreshed
How it works
Research Any Franchise in Three Steps
Search a Brand
Type any franchise name. See the verdict grade, investment range, and revenue data instantly.
Read the Analysis
Every brand page breaks down FDD financials, SBA charge-off rates, unit growth, and litigation history. Compare brands side by side to spot the differences.
Talk to Real Owners
Get franchisee phone numbers extracted from each brand's FDD (contacts from $49/brand). Call active and former owners before you commit.
You could read each FDD yourself; they average 200+ pages. FranchiseVerdict extracts key data points so you can compare brands in minutes, not weeks.
Go direct. Talk to real franchise owners.
Get Franchisee Phone Numbers From the FDD.
Don't rely only on the franchise sales process. Before you commit, talk to current and former owners to validate the numbers, support, real costs, and day-to-day experience. FDD Item 20 lists current franchisees and owners who left in the most recent fiscal year.
7-day refund if the data doesn't match the FDD filing. Save up to 39% with the 5-brand bundle ($30/brand). Want one brand's full report first? Every brand page offers it for $19.
278,585 owner contacts across 2,545 brands
Contacts are extracted from publicly filed FDDs (public records under state franchise registration laws), for personal due diligence only — not for telemarketing or automated calls. Updated with each brand's latest FDD.
Common questions
Frequently Asked Questions
What Is a Franchise Disclosure Document (FDD)?
A Franchise Disclosure Document is a legal filing every franchisor must provide to prospective buyers at least 14 days before signing. It contains 23 items covering fees, obligations, financial performance, litigation history, and franchisee contact information.
How Much Does It Cost to Buy a Franchise?
Initial franchise investment ranges vary widely, from under $50,000 for home-based service brands to over $2 million for restaurant or hotel concepts. FDD Item 7 discloses the estimated initial investment range for each brand.
What Is an SBA Loan Charge-Off Rate?
The SBA charge-off rate measures the percentage of Small Business Administration 7(a) loans for a franchise brand that were charged off (including SBA-purchased guarantees) versus those that were fully repaid. FranchiseVerdict calculates charge-off rates from resolved loans only, excluding active loans whose outcome is still unknown (resolved means fully paid or charged off). Our loan corpus tracks both SBA 7(a) and 504 records, but the per-brand charge-off rate is computed from 7(a) loans only, because 7(a) is the primary lending vehicle for franchise acquisitions and 504 loans are used for real estate.
How Are Franchise Grades Calculated?
FranchiseVerdict assigns each brand a Verdict Grade (A through F) based on a composite risk score. The score weighs SBA charge-off rates, revenue-to-investment ratio, unit growth trajectory, and FDD disclosure signals such as bankruptcy history and litigation counts. Read the full methodology. Grades are for informational comparison only and do not constitute investment advice.
Are Gross Sales the Same as Profit?
No. Gross sales are revenue before expenses. They do not include labor, rent, royalties, marketing fees, debt service, taxes, or owner compensation. A brand with high gross sales can still be unprofitable. Always verify the FDD and speak with current and former owners before drawing conclusions about earnings.
Is This Investment Advice?
No. FranchiseVerdict is an independent research tool for informational purposes only. Verdict Grades, rankings, SBA charge-off data, and all figures on the site are not financial, legal, or investment advice. Always consult a qualified advisor and verify the FDD before making an investment decision.
Ready to research? Browse 4,325+ franchise brands with free FDD data and SBA loan performance.
Browse All Franchises